Construction Finance

"We have to find the money to pay wages and suppliers long before the main contactor settles our Applications for Payment, which creates constant cashflow challenges. The Ultimate arrangement, which is affordable and easy to manage, bridges that gap and takes the pressure off. It’s also confidential – the main contractor doesn’t know about it."

What position is your business currently in?

business growth
Looking to grow
Don’t let lack of ready cash hold your business back – we have a variety of options to help you seize every opportunity.
new contracts
Requiring cash to covernew contracts
Changing up a gear to handle extra business can severely strain your cashflow – we offer a range of attractive solutions.
future planning notepad
Planning for The Future
Expect the unexpected - we can put cashflow solutions in place so that you are well prepared for the ups and downs.
outstanding bills
Difficulty paying Outstanding bills
Every business finds itself in this situation from time to time – and we can move fast to help you out in a tight spot.

How much are you looking to raise?


We can help!



It’s an innovative product developed exclusively by Ultimate Finance to support the growth aspirations of first tier subcontractors by helping them overcome the cashflow problems that are endemic in the industry.

It’s a very bespoke facility that funds Uncertified Applications for Payment on a fully confidential basis up to £3,000,000.  The facility is suitable for established first tier sub-contractors across all trades provided you have a positive tangible net worth, are profitable and your turnover is over £500,000.


how it works...


SEND US YOUR applications

When you raise an Application for Payment just send us a copy.



business cards


We can advance you a percentage of the money tied up in that Uncertified Application the next working day.



customer paid invoice


You receive the full amount of the Application minus a fee to cover administration and interest.


  • Cash advance at the point of raising an Uncertified Application for Payment.
  • Ensures regular cashflow - take on future contracts without over-stretching.
  • Totally confidential – main contactor unaware of our involvement.
  • Negotiate better terms with suppliers.
  • Complete cost transparency of pricing and prepayment percentages with no hidden extras.
  • Live access to your account information 24/7 - accurate real time information that shows how much funding is available.

you could also raise funds through


Invoice Finance

It’s a means of releasing up to 90% of the cash that you have tied up in unpaid invoices. Instead of waiting 30, 60 or even 90 days for your clients to pay, we advance you a percentage of the invoice value the very next day.

Find out more

Trade Finance

It’s a means of buying goods, either in the UK or abroad, when the supplier won’t offer you terms. Ultimate Trade Finance specialises in this kind of transaction.

Find out more

Ultimate Business Cash

An innovative online platform that lets you arrange short term business loans without all the usual frustrations. There’s no paperwork, no meetings and no phone calls.

Find out more

Get a quote today